Entry Columns				Calculated Columns
Payment Desc.	Balance	Interest	Payment	Int. Cost	# Pmts
Totals
Consolidation Loan Terms
Enter the Consolidating Loan's Annual Interest Rate (APR):
Enter the Consolidating Loan's term (number of years):
Enter total of any Consolidation Loan Fees:
Results			Without Consolidating	With Consolidating	Difference
Total of Monthly Payment(s):
Months until debts are paid off:
Total Cost (Interest Charges and Loan Fees):
Summary